Archive for the ‘Mortgage’ Category

7 Reasons Why Now is the Time to Buy

7 Reasons Why Now is the time to Buy The decision over whether now is a good time to buy real estate is one that is heavily debated. There is no doubt that the current economic conditions make many fell uneasy and very cautious when investing their hard earned money. But if you’re planning to [...]

Mortgages Rates are Up

Mortgages Rates are Up Mortgage rates are hitting a two month high and have increased for the second week in a row. According to Bankrate.com’s weekly national survey, a 30-year fixed mortgage rate is not 4.79%. The average 30-year mortgage also has an average of 0.32 discount and origination points. Also, the average 15 year-fixed [...]

Renting to Buying

Renting to Buying a Home Making the transition from renting to buying a home can be somewhat difficult. There are several pros and cons to weigh in when it comes to home ownership. Here is a discussion about the most important financial aspects when it comes to home buying verses renting. There are four main [...]

Getting a Mortgage with So-So Credit

Getting a Mortgage For some, getting a mortgage can be fairly tough these days and even people with near-perfect credit may be rejected for loans. However, for some burrowers they are experiencing quite the opposite. At a recent press conference, the Federal Reserve Chairman Ben Bernanke said that the lending standards for mortgages have tightened [...]

Home Buyer Scouting Report – Update

Last week we sent out an email announcing a new program we are using that puts you in full control of your property search.  We have had an amazing response to the email. So many of you have already signed up and are raving about it.  We are just as excited about this as you.  [...]

Home Buyer Scouting Report

We have partnered with Frank McGinnis and Bank of America to provide our customers a FREE, user friendly way of searching for property in Myrtle Beach. We would like everyone to click on the “TRY IT NOW” button below to sign up and try out this new program called The Home Buyers Scouting Report. Yes, [...]

BE SMART: Get An Appraisal

As we have recently been telling you, right now, the real estate market is a buyers market!! A recent article on scnow.com speaks of how much lower interest rates in the Myrtle Beach are since five years ago. Also, it seems that the past six months, in the Myrtle Beach area, home sales are up [...]

Positive Outlook

Recently, the Conference Board reported the largest increase in consumer confidence. Economist expected to see a less than 2 percent increase, however on Tuesday May 26th the consumer confidence index rose to 54.9 in May from the low 40.8 in April. “The National Association of Realtors said existing home sales rose 2.9% in April to [...]

Stop Renting, Start Owning!

Now may be the best time to move from renting to owning!! With the Housing Prices fallen to an ALL-TIME Low, 1st Time Home Buyer’s Tax Credit and Historically low Mortgage Interest Rates; now may be the time to decide to move out of rental you live in and find a place to call your [...]

Why Get Pre Qualified?

I have had clients ask to be shown homes, but before I show them homes I always like to ensure that they have been pre-qualified. It isn’t just another way of getting someone’s personal information like a lead capturing program. When my clients ask why I simply explain how what they might feel that they [...]

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